Managing tax efficiency in your portfolio matters if one of your goals is maximizing overall return. An investor’s tax strategy should work together with their investment plan.
In times of heart stopping volatility and wild market swings, it is easy to give in to our emotional instincts and head for the exits. However, history shows that remaining calm and maintaining your long-term perspective is the right thing to do.
Just as we’ve begun catching our collective breath from the first rogue wave of COVID-19, we’re opening our eyes and staring down the possibility of a long winter, and another social lockdown.
Investment planning is a pivotal piece of an overall financial plan; it is the roadmap that outlines how to use one’s limited financial resources towards achieving specific investment goals.
Preparing for your first meeting with a Financial Planner is a big step to ensuring you live the retirement of your dreams. Many studies have consistently shown that North Americans who work with planner are nearly twice as likely to have enough money to retire as those that don’t.
What is a Financial Planner?
Before…
There are no guarantees when it comes to the number of years everyone gets on this earth. You may plan to live well into your 90s, but circumstances — and your health — can change very quickly. This is why it's important not to put off the uncomfortable but necessary work of planning your estate.…
Financial freedom usually means having enough savings, financial investments and cash on hand to afford the kind of life we desire for ourselves and our families.
Your estate is comprised of everything you own — your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions.
A satisfying retirement means different things to different people. We must each define for ourselves what we want included as part of our retirement years and what we do not.
With the ongoing COVID-19 pandemic, the entire world is facing a completely unprecedented situation. As your Fainer Wealth Group, and your financial planner, we care deeply about your wellbeing. We also want to remind you that we are here to help you and your family during these trying times.